@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&display=swap";:root{--font-family:"Inter", system-ui, -apple-system, sans-serif;--bg-color:#fff;--bg-secondary:#f7f8fa;--text-dark-navy:#1f2937;--text-navy-muted:#4b5563;--cta-green:#22a559;--cta-green-hover:#1c8c4b;--red-emphasis:#d23b3b;--border-color:#e2e8f0;--border-focus:#3b82f6;--shadow-sm:0 1px 2px 0 #0000000d;--shadow-md:0 4px 6px -1px #0000000d, 0 2px 4px -2px #0000000d;--shadow-lg:0 10px 25px -5px #0000000d, 0 8px 10px -6px #00000003;--max-width:760px;--spacing-unit:8px}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-family);color:var(--text-dark-navy);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background:linear-gradient(#f7f9fc 0%,#fff 40%) fixed;margin:0;padding:0;line-height:1.6}#root{flex-direction:column;width:100%;min-height:100vh;display:flex}.tool-frame-wrapper{background-color:var(--bg-secondary);flex-direction:column;width:100%;min-height:100vh;display:flex}.tool-header{background-color:var(--bg-color);border-bottom:1px solid #e5e7eb;justify-content:center;padding:1.25rem 2rem;display:flex}.tool-header-content{justify-content:space-between;align-items:center;width:100%;max-width:900px;display:flex}@media (width<=600px){.tool-header{padding:1rem 1.25rem}.tool-header-content{text-align:center;flex-direction:column;gap:.5rem}}.header-left{letter-spacing:-.01em;color:#4b5563;font-size:1.125rem;font-weight:500}.header-right{color:#6b7280;flex-direction:column;align-items:flex-end;gap:.2rem;font-size:.85rem;font-weight:500;display:flex}.session-status{color:#9ca3af;align-items:center;font-size:.75rem;display:flex}.status-dot{background-color:#10b981;border-radius:50%;width:6px;height:6px;margin-right:6px;box-shadow:0 0 0 2px #10b98133}.tool-main-content{flex-direction:column;flex:1;align-items:center;width:100%;padding:3rem 1.5rem 4rem;display:flex}@media (width<=600px){.tool-main-content{padding:1.5rem 1rem 3rem}}.tool-main-card{background-color:#fff;border:1px solid #e5e7eb;border-radius:14px;width:100%;max-width:760px;margin-bottom:2.5rem;padding:44px;overflow:hidden;box-shadow:0 20px 45px #0000000f}@media (width<=600px){.tool-main-card{border-radius:12px}}.two-panel-layout{flex-direction:row;justify-content:center;align-items:flex-start;gap:2rem;width:100%;max-width:1100px;margin-bottom:2.5rem;display:flex}@media (width<=900px){.two-panel-layout{flex-direction:column;align-items:center}}.two-panel-layout .tool-main-card{flex:1;max-width:700px}.policy-summary-panel{flex-direction:column;gap:12px;width:100%;max-width:320px;display:flex}.summary-header{color:#64748b;align-items:center;gap:8px;padding-left:4px;font-size:14px;font-weight:500;display:flex}.summary-box{background:#f9fafb;border:1px solid #e5e7eb;border-radius:12px;padding:20px;font-size:14px;line-height:1.6;box-shadow:0 4px 12px #00000008}.summary-box .box-title{color:#1f2937;margin-bottom:16px;font-size:16px;font-weight:600}.summary-list{flex-direction:column;gap:8px;margin:0 0 20px;padding:0;list-style:none;display:flex}.summary-list li{color:#111827;border-bottom:1px solid #e5e7eb;justify-content:space-between;padding-bottom:8px;font-weight:500;display:flex}.summary-list .label{color:#6b7280;font-weight:400}.summary-status{border-top:1px dashed #cbd5e1;padding-top:12px}.summary-status .status-label{color:#64748b;margin-bottom:4px;font-size:13px}.summary-status .status-value{color:#1f3a5f;font-size:14px;font-weight:600}.trust-strip{flex-flow:wrap;justify-content:center;align-items:center;gap:32px;width:100%;max-width:900px;display:flex}@media (width<=768px){.trust-strip{flex-direction:column;align-items:center;gap:1rem}}.trust-item{color:#4b5563;align-items:center;font-size:14px;font-weight:500;display:flex}.trust-item svg{color:#4b5563;flex-shrink:0;width:18px;height:18px;margin-right:.5rem}.compliance-block{color:#9ca3af;text-align:center;background:0 0;border:none;border-radius:10px;width:100%;max-width:660px;margin-top:3rem;padding:14px;font-size:11px;line-height:1.5}h1{letter-spacing:-.03em;color:#111827;margin-bottom:.75rem;font-size:32px;font-weight:600;line-height:1.15}h2{color:var(--text-dark-navy);margin-bottom:.5rem;font-size:1.5rem;font-weight:600;line-height:1.3}h3{color:var(--text-dark-navy);font-size:1.25rem;font-weight:600}p{color:#374151;margin-bottom:1.25rem;font-size:15px}.btn{cursor:pointer;text-align:center;width:100%;font-size:1.125rem;font-weight:700;font-family:var(--font-family);-webkit-user-select:none;user-select:none;letter-spacing:.01em;border:none;border-radius:.5rem;justify-content:center;align-items:center;padding:1.125rem 1.5rem;transition:all .2s;display:inline-flex}.btn:active{transform:translateY(1px)}.btn-primary{color:#fff;background-color:#1e8e4d;border-radius:10px;padding:16px 28px;font-size:16px;font-weight:700;box-shadow:0 8px 24px #1e8e4d4d}.btn-primary:hover,.btn-primary:focus-visible{background-color:#18713d;outline:none}.page-container{flex-direction:column;flex-grow:1;padding:40px;display:flex}@media (width<=600px){.page-container{padding:32px 20px}}@keyframes fadeInSlide{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.animate-fade-in{animation:.25s ease-out forwards fadeInSlide}.result-final-step{text-align:center;background-color:#f9fafb;border:1px solid #e5e7eb;border-radius:12px;margin:1.5rem 0 1rem;padding:20px}.final-step-desc{color:var(--text-dark-navy);margin:0;font-size:1rem;font-weight:600}.call-subtext{text-align:center;color:var(--text-navy-muted);margin-top:.5rem;margin-bottom:.5rem;font-size:.875rem}.trust-line{text-align:center;color:var(--text-navy-muted);margin-top:0;font-size:.75rem;display:block}.hero-container{text-align:center;flex-direction:column;justify-content:center;align-items:center;padding-top:0;padding-bottom:1rem;display:flex}.underwriting-context-banner{flex-direction:column;align-items:center;gap:.35rem;width:100%;margin-bottom:2rem;display:flex}.context-label{color:#4b5563;letter-spacing:.05em;text-transform:uppercase;font-size:13px;font-weight:600}.context-secure{color:#64748b;align-items:center;gap:.4rem;font-size:13px;font-weight:500;display:inline-flex}.hero-divider{background-color:#e5e7eb;width:100%;height:1px;margin-bottom:2rem}.hero-headline{margin-bottom:1.5rem}.hero-cta-container{width:100%;max-width:360px}.funnel-header{margin-bottom:2.5rem}.policy-analysis-status{text-align:center;margin-bottom:1.5rem}.policy-analysis-status .status-label{text-transform:uppercase;letter-spacing:.05em;color:#64748b;margin-bottom:2px;font-size:12px;font-weight:600}.policy-analysis-status .status-current{color:#1f3a5f;font-size:14px;font-weight:500}.progress-bar-container{width:100%;max-width:360px}.number-input,.text-input{width:100%;font-size:15px;font-family:var(--font-family);color:#111827;background:#f9fafb;border:1px solid #d1d5db;border-radius:8px;outline:none;padding:14px;transition:all .2s}.number-input:focus,.text-input:focus{background:#fff;border-color:#1f3a5f;box-shadow:0 0 0 2px #1f3a5f26}.funnel-container{padding-top:1.5rem}.step-container{flex-direction:column;width:100%;max-width:520px;margin:0 auto;display:flex}.step-question{text-align:center;color:var(--text-dark-navy);margin-bottom:32px;font-size:1.75rem;font-weight:700;line-height:1.25}.input-group{margin-bottom:32px;position:relative}.error-text{color:var(--red-emphasis);margin-top:.5rem;font-size:.875rem;font-weight:500;position:absolute}.funnel-header{flex-direction:column;align-items:center;margin-bottom:2.5rem;display:flex;position:relative}.back-button{color:var(--text-navy-muted);cursor:pointer;background:0 0;border:none;border-radius:50%;justify-content:center;align-items:center;margin-left:-.5rem;padding:.5rem;transition:all .2s;display:flex;position:absolute;top:0;left:0}.back-button:hover{color:var(--text-dark-navy);background-color:#f1f5f9}.progress-container{flex-direction:column;align-items:center;width:100%;max-width:240px;display:flex}.progress-text{color:var(--text-navy-muted);letter-spacing:.05em;text-transform:uppercase;margin-bottom:.75rem;font-size:.875rem;font-weight:700}.progress-bar-bg{background-color:#e5e7eb;border-radius:999px;width:100%;height:6px;overflow:hidden}.progress-bar-fill{background-color:#1f3a5f;height:100%;transition:width .4s cubic-bezier(.4,0,.2,1)}.option-chips-grid{grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:1rem;width:100%;margin-bottom:2rem;display:grid}.option-chip{border:2px solid var(--border-color);color:var(--text-dark-navy);cursor:pointer;background-color:#fff;border-radius:.75rem;padding:1.25rem 1rem;font-size:1.125rem;font-weight:700;transition:all .2s;box-shadow:inset 0 -2px #00000005}.option-chip:hover{background-color:#f8fafc;border-color:#cbd5e1}.option-chip.selected{color:#1f3a5f;background-color:#eef4ff;border-color:#1f3a5f;box-shadow:0 0 0 2px #1f3a5f26}.btn-text{color:var(--text-navy-muted);cursor:pointer;background:0 0;border:none;margin-top:1rem;padding:.5rem 1rem;font-weight:600}.btn-text:hover{color:var(--text-dark-navy)}.calculation-container{text-align:center;flex-direction:column;justify-content:center;align-items:center;min-height:50vh;display:flex}.premium-spinner{border:4px solid #e2e8f0;border-top-color:var(--cta-green);width:64px;height:64px;box-shadow:var(--shadow-sm);border-radius:50%;margin-bottom:2rem;animation:1s cubic-bezier(.55,.15,.45,.85) infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.calculation-message{color:var(--text-dark-navy);height:2.5rem;margin-bottom:2rem;font-size:1.5rem;font-weight:700}.calc-progress-bg{background-color:#e2e8f0;border-radius:4px;width:100%;max-width:320px;height:4px;overflow:hidden}.calc-progress-fill{background-color:#1f3a5f;height:100%;transition:width .1s linear}.result-header{text-align:center;margin-bottom:2rem}.outcomes-box{border:1px solid var(--border-color);box-shadow:var(--shadow-sm);background-color:#fff;border-radius:1rem;margin-bottom:2rem;padding:1.5rem}.outcomes-title{color:var(--text-navy-muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:1rem;font-size:1rem}.outcomes-list{margin:0;padding:0;list-style:none}.outcomes-list li{color:var(--text-dark-navy);align-items:center;margin-bottom:.75rem;font-size:1.125rem;font-weight:600;display:flex}.outcomes-list li svg{flex-shrink:0;margin-right:.75rem}.result-final-step{text-align:center;background-color:#f0fdf4;border:2px solid #16a34a33;border-radius:1rem;margin-bottom:2rem;padding:1.5rem}.final-step-label{color:#15803d;letter-spacing:.05em;margin-bottom:.5rem;font-size:.875rem;font-weight:800}.final-step-desc{color:var(--text-dark-navy);font-size:1.125rem;font-weight:600;line-height:1.4}.callback-form-wrapper{border-top:1px dashed var(--border-color);opacity:.85;margin-top:3rem;padding-top:3rem;transition:opacity .2s}.callback-form-wrapper:hover,.callback-form-wrapper:focus-within{opacity:1}.step-actions{flex-direction:column-reverse;gap:1rem;margin-top:1.5rem;display:flex}@media (width>=600px){.step-actions{flex-direction:row;justify-content:space-between}.step-actions .btn{flex:1;max-width:calc(50% - .5rem)}}.btn-back{color:var(--text-navy-muted);box-shadow:none;background-color:#0000;border:2px solid #0000;font-weight:600}.btn-back:hover{background-color:var(--bg-secondary);color:var(--text-dark-navy);border-color:var(--border-color)}.btn:disabled{opacity:.5;cursor:not-allowed;box-shadow:none;pointer-events:none}.search-select-container{width:100%;position:relative}.search-select-input-wrapper{cursor:pointer;position:relative}.search-icon{color:var(--text-navy-muted);pointer-events:none;position:absolute;top:50%;left:1.25rem;transform:translateY(-50%)}.search-select-input-wrapper input{cursor:pointer;padding-left:3.25rem;padding-right:3rem}.search-select-input-wrapper.active input{cursor:text}.dropdown-icon{color:var(--text-navy-muted);pointer-events:none;transition:transform .2s;position:absolute;top:50%;right:1.25rem;transform:translateY(-50%)}.search-select-input-wrapper.active .dropdown-icon{transform:translateY(-50%)rotate(180deg)}.search-select-dropdown{background:var(--bg-color);border:1px solid var(--border-color);width:100%;box-shadow:var(--shadow-lg);z-index:50;scroll-behavior:smooth;border-radius:.75rem;max-height:280px;margin-top:.5rem;padding:.5rem 0;position:absolute;top:100%;left:0;overflow-y:auto}.search-select-list{list-style:none}.search-select-item{color:var(--text-dark-navy);cursor:pointer;padding:.875rem 1.25rem;font-size:1.05rem;transition:background-color .15s}.search-select-item.selected,.search-select-item:hover{background-color:var(--bg-secondary);color:var(--cta-green-hover);font-weight:600}.list-group-label{text-transform:uppercase;color:var(--text-navy-muted);letter-spacing:.05em;padding:.5rem 1.25rem;font-size:.75rem;font-weight:700}.list-separator{padding:.5rem 0}.list-separator hr{border:none;border-top:1px solid var(--border-color)}